Need an appraisal in Columbia or Howard County?
See the top 7 reasons MD homeowners hire Astute Appraisals, Inc.:
Need help deciding the price of your home in or near Columbia, MD?
At Astute Appraisals, Inc., we understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Astute Appraisals, Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Astute Appraisals, Inc. is veterans in helping homeowners just like you remove unneeded and unwanted PMI insurance. Challenging Howard county's assessment of your propertyYour local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close by. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An appraisal from Astute Appraisals, Inc. is your best weapon when challenging your property tax assessment. HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Astute Appraisals, Inc. can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property. |