Attention homeowners in Columbia and Howard County: Need an appraisal?
Check out the top reasons MD homeowners call on Astute Appraisals, Inc.:
Need help determining the price of your home in or near Columbia, MD?
At Astute Appraisals, Inc., we understand the special needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. Being a consumer that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Astute Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours. PMI Removal AppraisalsA popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are qualified in helping customers just like you dismiss unneeded PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other homes close to yours. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting a professional appraisal from Astute Appraisals, Inc. is your chief weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Astute Appraisals, Inc. can help you reinstate your home equity line of credit with an expert appraisal. We Also Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home. |